- Joined
- Sep 8, 2019
- Messages
- 4,392
As of Spring 2021, I had amassed $70K in consumer debt (all tools/tools that I still have/tools that I plan to use the rest of my life).
I put a purchasing freeze in place at that time, which was a tremendous relief to my wife. I set about working 65-77 hours every week, and last Saturday night I finally ran myself into the ground, coming down with a *nasty* flu bug which has caused me to miss 2 days of work and counting.
I had hoped to work these long hours all through 2022 and into 2023, but it looks like I am not capable of this at 55 years old and 80 lbs. overweight. I had been already off of drugs & alcohol for years. I got off of nicotine & caffeine in December 2021 specifically for the purpose of optimizing my endurance (for working long hours).
Starting in July 2021, I have been paying $220 every 2 weeks for 2 hours of “body work”, where the massage therapist straightens out my spine, etc. and gets the knots out of my neck. There is also some stretching in these visits.
The $70K debt at somewhat of a high interest rate (average 15-20%) has been paid down to $30K & refinanced to much lower interest rates (averaging about 5%).
I had hoped to pay off all the debt & buy $30K more in tools in October of this year, but it looks like reality has slapped me in the face.
I put a purchasing freeze in place at that time, which was a tremendous relief to my wife. I set about working 65-77 hours every week, and last Saturday night I finally ran myself into the ground, coming down with a *nasty* flu bug which has caused me to miss 2 days of work and counting.
I had hoped to work these long hours all through 2022 and into 2023, but it looks like I am not capable of this at 55 years old and 80 lbs. overweight. I had been already off of drugs & alcohol for years. I got off of nicotine & caffeine in December 2021 specifically for the purpose of optimizing my endurance (for working long hours).
Starting in July 2021, I have been paying $220 every 2 weeks for 2 hours of “body work”, where the massage therapist straightens out my spine, etc. and gets the knots out of my neck. There is also some stretching in these visits.
The $70K debt at somewhat of a high interest rate (average 15-20%) has been paid down to $30K & refinanced to much lower interest rates (averaging about 5%).
I had hoped to pay off all the debt & buy $30K more in tools in October of this year, but it looks like reality has slapped me in the face.