Regarding the coarse looking finish on those chess pieces, part of the issue is you're seeing places where there's a slope and that always makes the layers more obvious. You really can get some amazingly smooth surfaces with stock equipment Prusa or not. It just takes a little tuning. ABS plastic and some others can be smoothed further using solvent vapor, but I don't bother with that.
3D printing is a lot like machining in that it's easy to spend the money on the equipment, but it takes some time to learn the skills. I totally agree that Prusa is perfect as a turnkey solution. There's little to do in terms of upgrades, and you can focus on learning everything else. OTH, I'm a tinkerer, and I learned so much upgrading my Ender 3 and don't mind that I spent nearly as much in the end. It was worth it for the knowledge and expertise I gained.
Regarding the slicers: Any of the slicers will work for your printer, and there are a lot them! All with strengths and weaknesses, but all the good ones are free, so when one has an advantage for what you're doing, use it, and change to a different one when you need to. No need to be married to one slicer. That said, I tend to stick with Slic3r++ (now renamed to SuperSlicer). It's Prusa slicer on steroids, and features pioneered on Slic3r often end up in Prusa's version later on.
One important PSA: Stay away from Simplify3D. It's out of date, poorly supported, and way too expensive ($150) for the limited abilities it has.